AI Merchant Onboarding Agent

    Intelligent Merchant
    Onboarding +

    White-Label + Agentic AI AML. Intelligent onboarding combining customized forms, WhatsApp chatbot and automatic AI review to approve merchants in minutes.

    What does it do?

    Onboarding flow

    From sending the link to merchant approval, every step is executed by the AI agent.

    ONBOARDING FORM

    Sends a customized white-label form

    The merchant receives a link with your brand, colors, and workflow. Completes business data, legal representative, country, and tax ID in a mobile-first experience.

    Onboarding Form
    WHITE-LABEL

    Nombre del comercio

    Tienda Andina

    Representante legal

    María González P.

    País

    Colombia

    NIT / RUT

    900.123.456-7

    También disponible vía WhatsApp

    WHATSAPP ALTERNATIVE

    Conversational onboarding via WhatsApp chatbot

    For merchants who prefer WhatsApp, a chatbot guides the complete onboarding process step by step. Same information, different channel.

    WhatsApp Onboarding
    CHATBOT

    ¡Hola! Soy el asistente de onboarding. ¿Cómo se llama tu comercio?

    Tienda Andina

    Perfecto. ¿Cuál es tu NIT o número de identificación fiscal?

    900.123.456-7

    AUTOMATIC UNDERWRITING

    Underwriting score with real-time verification

    The agent verifies Business & Owner Information, Identity, Watchlists, and Adverse Media automatically. Generates an instant underwriting score.

    Underwriting Score
    28
    Business & Owner Information
    Identity Verification
    Watchlist Screening
    Adverse Media

    AI REVIEW

    Complete review by the integrated AI AML agent

    KYB, AML screening, watchlists, and adverse media — all executed by AI with 90% of cases resolved without human intervention. Result: approved, rejected, or escalated.

    AI Review
    REVIEWING
    KYB Verification
    99%

    Empresa registrada en Cámara de Comercio — datos consistentes

    AML Screening
    98%
    Watchlist Check
    97%
    Adverse Media
    95%
    What does it deliver?

    Actionable results

    Each onboarding produces clear, traceable results ready for compliance.

    01
    STEP 01

    Onboarding en minutos

    De días o semanas a < 30 min: aplicación → aprobación → procesando.

    02
    STEP 02

    AI AML automático

    90% de casos resueltos sin intervención humana, compliance garantizado.

    03
    STEP 03

    White-label completo

    Tu marca, tu UX, tu workflow. Akua invisible para el merchant.

    04
    STEP 04

    Multi-canal

    Formulario web + chatbot WhatsApp — el merchant elige cómo completar.

    Automate your onboarding with
    artificial intelligence

    From weeks to minutes. White-label. Integrated AI AML. Zero friction.