Bank Transfers

    Bank transfers
    in real time

    Direct payments from bank account without a card. Instant confirmation, zero fees for the customer, ideal for high-ticket purchases.

    By country

    Local payment systems integrated

    Each market has its leading transfer system. We connect them all in a single API.

    🇧🇷

    Brazil

    PIX

    • Instant 24/7 transfers
    • Zero cost for the payer
    • Confirmation in under 10 seconds
    • Ideal for any ticket value
    🇲🇽

    Mexico

    SPEI

    • Instant interbank transfers
    • Real-time confirmation
    • Extended continuous operation
    🇨🇴

    Colombia

    PSE

    • Direct debit from bank account
    • Integration with all major banks
    • Secure authentication via bank portal
    Advantages

    Why bank transfers?

    Higher approval rates than cards (no credit limit)
    Lower operational cost vs. cards
    Ideal for high tickets (>USD 100)
    Zero chargeback risk
    Use cases

    Ideal for these segments

    High-ticket e-commerce

    Electronics, furniture, travel, and purchases where the value justifies direct bank account payment.

    Bill & utility payments

    Utilities, insurance, education, and any recurring or fixed-amount billing.

    Top-ups & recharges

    Wallet top-ups, prepaid accounts, and mobile credit with instant confirmation.

    B2B payments

    Business-to-business payments where amounts exceed card limits and full traceability is needed.

    Technical benefits

    Simple integration, real impact

    Instant confirmation

    Real-time webhook notification when the payment is credited. No waiting or manual reconciliation.

    Zero chargebacks

    Bank transfers are irrevocable. Eliminates the risk of fraudulent chargebacks.

    Higher conversion on high tickets

    No credit limit or additional validations. The buyer pays directly from available balance.

    Lower cost per transaction

    Bank transfer fees are significantly lower than credit card fees.

    Bank transfers
    without friction.

    Connect PIX, SPEI, and PSE with a single integration. Instant confirmation and zero chargebacks.