Risk & Security

    PAN Tokenization
    PCI Level 1 Vault

    Replace real card numbers with secure tokens stored in our PCI DSS Level 1 certified vault. Reduce your PCI scope without changing your integration.

    PAN Vault

    Your own PCI vault,

    Akua's PAN Tokenization Vault stores sensitive card data in an isolated, encrypted and certified infrastructure. Your system only handles tokens — never real PANs.

    PAN ORIGINAL

    4242 **** **** 4242

    Exp 12/28 · CVV 123
    VAULT TOKEN

    * * * * * * *

    Pending

    PAN received

    API receives card number

    AES-256 encryption

    PAN encrypted before storage

    Stored in vault

    PCI DSS L1 isolated storage

    Token generated

    Format-preserving, secure

    PCI L1Highest certification
    AES-256Military-grade encryption
    99.99%Vault availability
    SAQ-AScope reduction
    Use cases

    Vault tokenization for

    Secure card-on-file

    Store tokens instead of real PANs. If your database is compromised, tokens are useless without vault access.

      Recurring payments

      Use the token for recurring charges without storing sensitive data. The PAN never touches your server.

        Data migration

        Migrate existing PANs to Akua's vault. Receive tokens in return and remove sensitive data from your infrastructure.

          Regulatory compliance

          Reduce your PCI scope from SAQ-D to SAQ-A. Fewer audits, less risk, lower cost.

            Features

            Secure vault, simple integration

            PCI DSS Level 1

            The vault meets the industry's most stringent standards. Your data is never exposed.

            AES-256 encryption

            Each PAN is encrypted with AES-256 before storage. Keys rotate automatically.

            Format-preserving token

            The token maintains the 16-digit format. Compatible with all downstream systems.

            Multi-tenant vault

            Each merchant has its own isolated namespace within the vault. No cross-contamination.

            On-demand de-tokenization

            Retrieve the original PAN only when necessary, with granular access control and complete audit trail.

            Unified API

            A single endpoint to tokenize, de-tokenize and query tokens. SDKs for all languages.

            PAN Tokenization,
            no sensitive data

            Activate the PCI vault and eliminate PANs from your infrastructure. Less risk, fewer audits.