PAYMENTS ACTIVITY

    Every payment, with its full context. In real time.

    From authorization to capture, access the complete history of each transaction, its health metrics, and the necessary actions to manage it, all from a single place.

    Complete traceability, real-time fraud analysis, merchant information, instrument, fees, and timeline for each transaction.

    ACTIVITY DASHBOARD

    Total control over every transaction

    View volume, approval rates, fraud analysis, and direct actions on each payment in a single, configurable interface.

    Payment Activity

    Volume

    $48.2K

    +12%

    Approval

    94.2%

    +2.1%

    Decline

    5.8%

    -0.4%

    Fraud

    0.12%

    -0.08%

    IDAmountStatusMethodMerchantFraud
    pay-8f4a...3e21$1,250.00Captured**** 4242Tienda Pro0.12
    pay-7b2c...9d45$89.50Settled**** 8520Café Luna0.03
    pay-3e1f...6a78$3,400.00Declined**** 1234Import Co0.87
    pay-9c5d...2b90$560.00RefundedNequiShop MX0.05
    Transaction Detailpay-8f4a...3e21

    Created

    Auth

    Risk

    Capture

    Settled

    32+Configurable columns
    <1sReal-time updates
    6Fraud validation flows
    100%Traceability per transaction

    Payment Activity

    Valor para cada tipo de negocio

    Instant visibility

    : access the status of every payment in real time — settled, captured, rejected — without consulting anyone.

    Complete history

    : timeline of each transaction with timestamps, response codes, approval codes, and Banknet Reference in a single view.

    Direct actions

    : capture, refund, adjust, or cancel payments from the same screen without additional integrations.

    Fraud Score per payment

    : each transaction includes a risk score (0-1) with details of 6 automatically executed validation flows.

    Transparent fee breakdown

    : disaggregated Akua fees, interchange, and net settlement amount — no surprises at month-end close.

    Metrics

    Your payment status at a glance

    Monitor five key indicators of your total activity in real-time.

    USD 42.8M

    Total Volume

    Good+14.2%

    318,429

    Total Transactions

    Good+9.1%

    91.3%

    Approval Rate

    Excellent+1.8%

    6.2%

    Decline Rate

    Good-0.5%

    2.5%

    Refund Rate

    Good-0.3%
    What you see in each payment

    A dashboard that replaces five tools.

    Every payment exposes all its information — without having to cross-reference systems, open support tickets, or export CSVs to understand what happened.

    Payment Information

    Unique ID, amount, tip, purchase channel (online/in-person), descriptor, installments, and capture mode. All normalized, in real-time.

    Complete Merchant Info

    Merchant ID, Organization ID, name, type (e-commerce/POS), country, supported currencies, MCC, and Merchant Network ID. All business context, in one click.

    Fraud Score Analysis

    Real-time ML score (fraud-prevention-v1), Rule Engine evaluation, and detail of 6 executed flows: velocities, blacklists, device patterns.

    Transactions Timeline

    Each event of the payment lifecycle with exact timestamp: creation, authorization, risk check, capture, and settlement.

    Instrument Information

    Issuing bank, card type (credit/debit), verification status, instrument creation date. Without exposing full PAN.

    Detailed Fee Breakdown

    Disaggregated Akua fees (Rail Fee + graduated count), Interchange Fee, and net settlement amount.

    Frictionless Operations

    Everything your operations team needs on one screen.

    Cada pago expone toda su información — sin tener que cruzar sistemas ni abrir tickets de soporte.

    akua.la · payment detail
    pay-d6kj27pv2oat7inpncv0SETTLED

    COP 11.900

    ACME Corp · E-Commerce · 1 cuota · COP 0 tip

    Merchantacme-corp · Bogotá 🇨🇴
    InstrumentoMC 513689 **** 7790
    CanalOnline
    CaptureAutomático
    Fraud Score
    0.259LOW RISK
    Payment created04:30:39
    AuthorizationAPPROVED
    Risk CheckAPPROVED
    CaptureCOMPLETED
    SettlementSETTLED
    Operational time recovered

    What your team stops doing every day.

    Calculated based on the actual operations flow of a fintech team processing payments in LATAM.

    Investigate payment status

    Before: cross-referencing logs from 3 different systems, consulting the data team, and waiting for a response. Now: Payment Details in one click.

      Prepare documentation for a dispute

      Before: searching for approval code, ARN, Banknet Ref, and STAN in separate systems. Now: everything on the same screen.

        Analyze why a payment was rejected

        Before: parsing ISO 8583 logs or waiting for the technical team. Now: clear response code, risk score, and flows.

          Confirm instrument data

          Before: requesting support team or accessing internal systems. Now: instant Instrument Information.

            Reconcile fees per transaction

            Before: cross-referencing Visa/Mastercard data, rails, and Akua in spreadsheets. Now: detailed Fee breakdown per payment.

              Lose payment context

              Before: there was no single place to see everything. Now: complete, exportable audit trail in CSV.

                Fraud Intelligence

                Risk decision in milliseconds.

                Each payment goes through a proprietary ML model, a configurable rule engine, and 6 validation flows.

                6 flows automatically executed for each payment:

                ✓
                Card Velocities
                PASSED
                ✓
                Custom Client Rules
                PASSED
                ✓
                Velocity Limits
                PASSED
                ✓
                Stolen Instruments
                PASSED
                ✓
                Device Patterns
                PASSED

                Model

                fraud-prevention-v1

                Rules impacted

                0

                Decision

                APPROVED

                Total Fraud Score

                ● Low RiskML: 0.259
                0 · LOW0.5 · MEDIUM1 · HIGH

                Risk Check Timeline

                Risk IDeva-d6kj284rob3h16745eog
                Started04:30:40
                Completed04:30:39
                ResultAPPROVED
                Financial transparency

                Every cent, explained.

                Fee breakdown per transaction: segregated Akua fees, interchange, and net settlement amount. No surprises.

                ConceptAmountType
                Processed paymentCOP 11.900Settled
                Akua Total FeesCOP 73,21Platform
                ↳ Graduated Count of Processed TransactionCOP 37,51Akua
                ↳ Percentage of Amount — Rail FeeCOP 35,70Akua
                Interchange FeeCOP 4,xxNetwork
                Net settlement amountCOP 11.779,19Settled

                Settlement Amount

                COP 11.779,19

                ARN

                057...103052

                CO₂ Impact

                0.29 kg

                TECHNICAL ADVANTAGES

                Invisible technical advantages

                Activity table with 32+ columns

                Visualize all payments in a completely customizable table. Payment data, instrument data, and merchant data — all configurable per user.

                  Multi-dimensional filters

                  Filter by merchant, currency, status, date range with exact time, payment method, amount, MCC, and payment network. Search by payment ID in seconds.

                    Visual lifecycle timeline

                    Creation, authorization, risk verification, capture, and settlement — each stage with timestamp, amount, status, and response code.

                      JSON transaction inspector

                      Full input and output payload of each transaction (Authorization, Capture, Settlement) for in-depth technical debugging.

                        Fraud Score with ML and Rule Engine

                        Automatically generated risk score (0-1). Includes ML model (fraud-prevention-v1), Rule Engine evaluation, and 6 validation flows.

                          Fee breakdown per transaction

                          Disaggregated Akua Total Fees (Rail Fee + graduated count), Interchange Fee, and net settlement amount. Total cost transparency.

                            PCI compliant Instrument Information

                            Issuing bank, type (credit/debit), verification status, activation date, network, and last 4 digits. Without exposing full PAN.

                              Auto-refresh and CSV export

                              Automatic table refresh, CSV export, and report with one click. Row configuration per page.

                                Direct actions on payment

                                Capture, refund, adjust, and cancel from the same screen. Without leaving the view or requiring additional integrations.

                                  CO₂ Impact per transaction

                                  Each payment includes the environmental impact measured in kg of CO₂, automatically calculated for sustainability reporting.

                                    Total visibility on every processed transaction

                                    Your payment operation, without blind spots.