PAYMENT CHANNELS
Tap to Phone
Turn any Android smartphone with NFC into a PCI-certified payment terminal. No additional hardware. 100% white-label.
CERTIFIED SOFTPOS
From the merchant's cell phone to the first payment
Any Android with NFC becomes a payment terminal. PCI CPoC certification for secure operation as a SoftPOS.
$0
Hardware per merchant
<3s
Approval time
CPoC
PCI SoftPOS Certification
100%
White-label with your brand
$0
Hardware per merchant
<3s
Approval time
CPoC
PCI SoftPOS Certification
100%
White-label with your brand
SAVINGS VS. PHYSICAL TERMINALS (REF. USD 200/TERMINAL)
100 merchants
500 merchants
1,000 merchants
ACCEPTED PAYMENT METHODS
Contactless NFC
Visa, Mastercard cards and more
Apple Pay
iPhone, Apple Watch
Google Pay
Android, Wear OS
Wearables
NFC watches and wristbands
CAPABILITIES
COLLECTION FLOW
Collect payments anywhere
Delivery
The delivery driver collects payment at the door with their cell phone. No physical terminal, no risk of loss.
Fairs and events
Street vendors and fair stalls accept cards from day one.
Home services
Plumbers, electricians, and technicians collect payment upon completion of service.
Taxi and mobility
Independent drivers with the ability to collect card or digital wallet payments.
More than a virtual terminal
Any NFC Android
No special hardware is required. Any Android smartphone with NFC becomes a payment terminal.
100% white-label
The payment app carries your brand, your colors, and your logo. The merchant sees it as your product.
Visa, Mastercard and more
Accept contactless credit and debit cards, Apple Pay, Google Pay, and wearables.
PCI DSS certified
The solution is certified as SoftPOS under PCI CPoC. The PIN is securely captured on screen.
No permanent connection
Offline mode for collections without internet. They synchronize when the connection returns.
Approval in 3 seconds
Ultra-fast processing with direct connection to the acquirer. No jumps or intermediaries.
Offline mode: designed for LATAM
In areas with intermittent connectivity, the app continues to process payments. Transactions are stored encrypted on the device and synchronized when the signal returns — without merchant intervention.
Up to 50 txns
stored locally with AES-256 encryption. Automatically syncs when signal is restored.
Configurable maximum amount
The operator defines the limit per offline transaction. Default: USD 25. Reduces exposure to in-field fraud.
72 hours of autonomy
After 72 hours offline, the app blocks new payments and requests reconnection to synchronize and reactivate.
Automatic reconciliation
Offline transactions are processed in FIFO order upon reconnection. The dashboard shows the status of each in real-time.
From download to your first charge in 5 minutes
Scaling from 10 to 1,000 merchants requires no technical visits or manual setup. The operator generates activation codes from the dashboard, and the merchant self-provisions.
Download
The merchant downloads the app from the Play Store or via a private APK distributed by the operator. Compatible with Android 8+.
Activation
Enter an activation code provided by the operator. The code links the device to the merchant ID and configures brand, limits, and processor.
NFC Verification
The app verifies the device's NFC capability and performs a test read to confirm compatibility.
First charge
The merchant is ready to charge. The first test transaction can be executed against a sandbox environment or directly in production.
Download
The merchant downloads the app from the Play Store or via a private APK distributed by the operator. Compatible with Android 8+.
Activation
Enter an activation code provided by the operator. The code links the device to the merchant ID and configures brand, limits, and processor.
NFC Verification
The app verifies the device's NFC capability and performs a test read to confirm compatibility.
First charge
The merchant is ready to charge. The first test transaction can be executed against a sandbox environment or directly in production.
Mass Distribution: : For large networks, the app supports provisioning via MDM (Mobile Device Management) and batch activation from API — without individual intervention per device.
Contactless limits by country
Akua automatically applies regulatory limits for each market. When the amount exceeds the threshold, the app requests a PIN on the screen — the merchant never has to remember a limit.
What about iPhone?
Today, Tap to Phone is exclusive to Android. Apple historically restricted access to the NFC antenna for third-party payments. Since iOS 17, the API has opened up in selected markets — but availability in LATAM is still limited.
Android — Available
Android 8+, NFC required. +2,000 models.
iOS
NFC certification pending in LATAM markets.
Universal alternative
Dynamic QR + Payment Links for any device.
Zero hardware, full coverage
Activate Tap to Phone and bring card payments to every corner of your merchant network.
