Banks & Acquirers

    Modern acquiring core
    cloud-native

    Modernize your acquiring platform without risk. Gradual migration, legacy coexistence, and instant settlement for banks wanting to compete with fintechs.

    The problem

    The challenges of modernizing bank acquiring

    Legacy infrastructure is the main barrier to competing in the modern payments ecosystem.

    Expensive legacy infrastructure

    On-premise systems decades old that require large teams to maintain and are difficult to scale.

    Risky migration

    Fear of operational disruptions holds back modernization, leaving the bank trapped with obsolete technology.

    Complex regulatory reporting

    Generating reports for multiple regulators in different formats consumes significant resources.

    Slow settlement

    T+2 or T+3 settlement cycles reduce competitiveness against fintechs with instant settlement.

    0.00%Migration downtime
    -0%Settlement available
    0%Cloud native
    0 APIInfra cost reduction
    The solution

    Risk-free modernization

    Replace or complement your acquiring core with cloud-native infrastructure, without operational disruptions.

    Zero-downtime migration

    Gradual migration process with system coexistence. Zero downtime during transition with automatic rollback if needed.

      Legacy coexistence

      Akua integrates with your existing banking core. Modernize module by module without replacing everything at once.

        Cloud native (AWS)

        100% cloud-native infrastructure on AWS with banking certifications. Automatic scalability and integrated compliance.

          T+0 settlement available

          Same-day or instant settlement capability. Configurable by merchant, product, or volume.

            Regulatory reporting

            Automatic report generation for local and international regulators. Pre-configured and up-to-date formats.

              Unified API gateway

              A single entry point for all acquiring functionalities. Documented RESTful APIs with versioning and backward compatibility.

                Ready to modernize your
                acquiring infrastructure?

                Talk to our team about migrating to cloud-native without operational disruptions.