Retail & Commerce

    Unified payments for
    modern retail

    From local stores to national chains. Unify online and in-store payments, manage multiple terminals and offer differentiated payment experiences by channel.

    The problem

    Payment challenges in retail

    Modern commerce demands a frictionless payment experience across all channels. These are the problems we solve.

    Fragmented payment experience

    Separate systems for ecommerce and physical store create friction, disconnected data and an inconsistent customer experience.

    Managing multiple terminals

    Coordinating POS terminals across dozens or hundreds of locations, with software updates and remote monitoring, is a constant operational pain.

    Limited per-store visibility

    Without granular per-branch reports it's impossible to identify which stores perform best, where sales are lost or how to optimize the payment mix.

    Manual returns and reconciliation

    Processing cross-channel returns and reconciling payments from multiple sources wastes time and generates accounting errors.

    The solution

    Everything your retail operation needs for retail

    Omnichannel payments

    A single platform to process online, in-store, mobile and MOTO payments. The customer pays wherever they want with the same experience.

    POS terminal management

    Remote monitoring, OTA updates and centralized management of all your terminals from a single dashboard.

    Loyalty programs

    Integrated loyalty engine: points, cashback and BIN promotions directly in the payment flow.

    BNPL at point of sale

    Offer installments and financing directly at the POS terminal or online checkout to increase average ticket.

    Per-store reports

    Dashboards with volume, approval rate, payment method and revenue metrics broken down by each branch.

    Returns management

    Automated cross-channel refund processing with full traceability and automatic reconciliation.

    +0%Conversion increase
    < 0sPOS payment time
    0%Omnichannel visibility
    -0%Chargeback reduction

    Related products

    Explore Akua products for retail

    Visa
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    Tap to Phone

    Acerque al terminal POS

    Total

    $7.45

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    Tap to Phone

    Turn any NFC-enabled Android smartphone into a payment terminal. No extra hardware. 100% white-label.

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    Checkout

    Optimized and customizable payment experience.

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    AI-POWERED

    Promotions Engine

    Promotions module for issuers.

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    Terminal Management dashboard showing fleet overview
    AI-POWERED

    Terminal Management

    Manage your entire fleet of terminals from a single platform.

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    SmartPOS

    Smart terminal with apps and remote management.

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    Elements

    Individual, secure UI components that integrate into your site.

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    Ready to unify payments for your
    retail chain?

    Talk to our team and discover how Akua can transform the payment experience across all your channels.